Track expenses, control category budgets, manage credit card statement cycles, and import bank OFX statements effortlessly—all stored locally on your device.
Everything you need to reach your money goals cleanly and privately.
Track closing dates, due dates, monthly statement limits, and get warnings for unpaid previous invoices.
Clear category breakdowns, liquidity status, projected end-of-month balances, and interactive financial charts.
Drag and drop standard bank statement files (.OFX) to log transactions automatically without manual data entry.
Set spending caps per category and receive scheduled local reminders when approaching or exceeding limits.
Your financial records stay stored on your device, protected by your phone's biometric lock (Face ID, Touch ID or fingerprint).
Full support for English, Portuguese, and Spanish, plus dynamic light and dark theme customizations.
Uncover hidden patterns in your spending, track net worth progression, analyze recurring subscriptions, and classify expenses—100% locally on your device.
Track your total asset and liability progression over time with historical net worth charts.
Compare expense velocity across months, monitor changes, and drill down into monthly transactions.
Automatically detect repeating payments and track subscription cost trends over time.
Classify expenses into fixed necessities and flexible lifestyle spend to optimize savings.
Monitor multi-currency portfolio balances and export your complete transaction history to CSV cleanly.
Take an interactive look at Coinky's polished interface.
Get an instant snap of your net balance, total income vs expenses, upcoming bills, and quick category breakdowns.
No. Coinky is built local-first. Your transactions, credit cards, and bank statements remain 100% stored in an encrypted local database on your device. We do not collect or store your private financial transactions.
Most banks let you export your statement as an .OFX file, usually from online banking on a computer. Save the file to your phone, then in Coinky tap + and choose Import OFX Statement. The app reads the file on your device and skips transactions you already imported.
Yes. Coinky uses your phone's own biometric lock (Face ID, Touch ID or fingerprint), so your numbers stay hidden whenever the app is closed. The check happens on your device; Coinky never sees your biometric data.
No, Coinky works 100% offline. You can log transactions, manage budgets, track credit cards, and view all advanced financial reports anywhere without relying on an active internet connection.
Yes! You can configure separate closing dates, due dates, and credit limits for each card. Coinky automatically allocates expenses to the appropriate billing cycle and alerts you to unpaid previous statements.
You can set monthly spending limits for custom categories (such as Dining, Groceries, or Entertainment). Coinky provides real-time progress indicators and sends local notifications when you approach or reach your budget caps.
Coinky includes net worth progression tracking, month-over-month spending trend comparisons, recurring subscription detection, and classification between essential and discretionary expenses. Advanced reports are part of Coinky Pro.
Yes. Logging transactions, credit card cycles, OFX import, budgets with alerts, monthly reports and the biometric lock are all free, with no ads. Coinky Pro is an optional subscription that adds multiple wallets in any currency, premium themes, advanced reports and budget suggestions based on your spending. Prices are shown in the app before you subscribe, and you can cancel any time in your App Store subscription settings.
Free to use, with an optional Pro plan. No ads, no bank login, and your data stays on your phone.
